” By Dejan Ilijevski, MBA, MS — SCM Investment Services For decades, the one thing your 401(k) couldn’t buy was the thing Wall Street most wanted to sell you. That’s now changing — and the change is being marketed to you as a gift. In March 2026, the Department of Labor proposed a rule that […]
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Two in Three of Us Now Fear Outliving Our Money. The Best Savers Are Just as Afraid.
By Dejan Ilijevski, MBA, MS — SCM Investment Services There is a number that has been climbing for four years, and it has nothing to do with the stock market. In 2022, 57% of Americans said they feared running out of money more than they feared dying. In a widely cited 2026 retirement study, that […]
Consumers Have Never Been Gloomier. Markets Are at Record Highs.
By Dejan Ilijevski, MBA, MS — SCM Investment Services Both of those things are true right now — and the gap between them is the most useful thing in the headlines this month. In May 2026, the University of Michigan’s Consumer Sentiment Index fell to 44.8. That is reportedly the lowest reading in the survey’s […]
The Most Expensive Button in Your Brokerage Account
By Dejan Ilijevski It may be the one labeled sell. Oil is volatile. Reports say SpaceX has confidentially filed for an IPO at a possible valuation as high as $1.75 trillion, while OpenAI is reportedly preparing for a potential public listing. The AI trade itself looks tired. The latest jobs print was soft, or hot, depending […]
SpaceX, OpenAI, and Anthropic: What the IPO Headlines Miss
By Dejan Ilijevski Why history’s most exciting public offerings have, on average, been disappointing investments — and how an evidence-based portfolio handles them. A wave of long-awaited mega-IPOs is on the horizon. SpaceX, OpenAI, and Anthropic are some of the most-talked-about private companies of the last decade, and the financial press is already setting expectations […]
