By Dejan Ilijevski, MBA, MS — SCM Investment Services There’s a guaranteed 21.5% return hiding in your credit card balance. Most people go after it the wrong way — and end up borrowing every dollar right back. You finally scrape together the money and pay the credit card down to zero. It takes months. You […]
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What Does It Actually Take to Lose Your Life Savings?
By Dejan Ilijevski, MBA, MS — SCM Investment Services Last month, a client asked me whether she should move most of her long-term savings into a bank account — or even a safe at home. Her father lived through the Great Depression. He told her stories about banks shutting their doors, families losing everything, savings […]
The Top Financial Planning Tips for the First 10 Years of Retirement
By Dejan Ilijevski Preparing for retirement is like running a marathon—it takes a high level of perseverance, focus, and patience to cross the finish line. Like any experienced marathon runner would recommend, it’s best to end the race even stronger than you began. When it comes to retirement planning, the same principle holds true for […]
