What We Do
Honest, transparent financial services built around your goals.
Whether you're building long-term wealth or just finding your footing in the U.S. financial system for the first time — there's a service designed for you.
- — Investment management
- — Evidence-based portfolio construction
- — Retirement planning
- — Tax planning
- — Estate planning
- — Behavioral coaching
- — Medicare & healthcare planning
- — College & 529 planning
- — Social Security optimization
- — Roth conversion analysis
- — Two comprehensive reviews per year
- — On-demand advisor access
- — Free 2-hour group workshops with interactive Q&A sessions
- — Tailored for new Americans, young professionals, and beginner U.S. investors
- — Clear system navigation guides covering core credit, accounts, and investment tax rules
- — Strategic portfolio setup assistance starting with asset thresholds as low as $10
- — Individual starter plans ($125) and transparent family plans ($250) available
- — Flexible accessibility arrays available in-person within the Twin Cities or via virtual portals
- — Pure fiduciary protection metrics with absolutely zero cross-selling agendas
Private Wealth Fee Schedule
The fee for ongoing wealth management is based on a percentage of assets under management (AUM). The baseline annual fee is $1,000. If this layout model is unreasonable based on your initial investible assets, I will recommend a Financial Foundations engagement to get you started cleanly.
Although fees are non-negotiable, I offer structured discounts and pro-bono advisory paths for specific community dynamics.
Financial Foundations Pricing
2-Hour group workshops covering fundamental U.S. credit, tax, and investment account basics. Open to all communities.
One-time baseline analysis and starter portfolio blueprinting configuration. No binding retention contracts.
Integrated generational credit planning and structured accounts coordination. Total costs fully agreed upon upfront.
Are There Other Fees?
I select external platform integration structures based exclusively on your absolute best interest. SCM operates on a pure fee-only model: I accept zero commissions, zero referral kickbacks, and zero trailing revenues. I am compensated entirely by you.
Secure asset protection is established via top-tier independent custodians. Clients retain absolute freedom to connect any preferred custodial network.
Portfolios utilize strictly institutional, evidence-based tracking assets. SCM enforces absolute eradication of high-fee product designs.
